Over 100,000 copies Sold! FINANCIAL PLANNING for the Utterly Confused. When it comes to planning your financial future, even a smart person like you can be confused. But with Financial Planning for the Utterly Confused, Now you can discover the advantages and disadavantages of virtually every type of financial investment available today--from 401(k)s to stocks, bonds, and annuities; social security benefits and Medicare to mortgage and life insurance--EVERYTHING you need to know for your financial security and success. Don't wait another minute--make your first wise investment now and go from being utterly confused to completely aware in no time! ABOUT TO THE AUTHOR Joel Lerner is professor and former chairman of the Business Division at Sullivan County Community College, a part of SUNY, where he has taught for over 35 years. He has authored numerous books which have sold over a million copies. He has produced hiw own TV and radio series, and addresses thousands of people every year of financial management.