Financially Forward: How to Use Today’s Digital Tools to Earn More, Save Better, and Spend Smarter by Alexa Von Tobel
Requirements: EPUB Reader 9.26 MB
Overview: Chief digital officer at Northwestern Mutual, founder/CEO of LearnVest, and New York Times bestelling author shows how to use the simple tools of the digital age to get more out of our money.
We live in a new financial world. Our wallets-like every other aspect of our lives-have gone fully digital. From mobile pay to on-demand everything to cryptocurrencies, technology is rewriting the rules for how weearn, save, spend and invest.
Technology has made virtually every aspect of our lives cheaper and more convenient. Shouldn’t it do the same when it comes to managing our finances?
Von Tobel says that it can. In this straightforward and jargon-free guide, she shows us how to use the simple tools found on any smartphone to put more money back into our wallets.
Genre: Non-Fiction – General
Democratizing Innovation by Eric von Hippel
Requirements: .ePUB, .MOBI/.AZW reader, 1.3MB
Overview: Innovation is rapidly becoming democratised. Users, aided by improvements in computer and communications technology, increasingly can develop their own new products and services. These innovating users-both individuals and firms-often freely share their innovations with others, creating user-innovation communities and a rich intellectual commons. In Democratizing Innovation, Eric von Hippel looks closely at this emerging user-centred innovation system. He explains why and when users find it profitable to develop new products and services for themselves, and why it often pays users to reveal their innovations freely for the use of all. The trend toward democratised innovation can be seen in software and information products-most notably in the free and open-source software movement-but also in physical products. Von Hippel’s many examples of user innovation in action range from surgical equipment to surfboards to software security features. He shows that product and service development is concentrated among lead users, who are ahead on marketplace trends and whose innovations are often commercially attractive. processes and systematically seek out innovations developed by users. He points to businesses-the custom semiconductor industry is one example-that have learned to assist user-innovators by providing them with toolkits for developing new products. User innovation has a positive impact on social welfare, and von Hippel proposes that government policies, including R&D subsidies and tax credits, should be realigned to eliminate biases against it. The goal of a democratised user-centred innovation system, says von Hippel, is well worth striving for.
Genre: Non-Fiction > General
Monsieur Mediocre: One American Learns the High Art of Being Everyday French by means of John von Sothen
Requirements: .ePUB reader, 1.2 MB
Overview: A hilarious, candid account of what lifestyles in France is in truth like, from a creator for Vanity Fair and GQ
Americans love to like Paris. We purchase books about how the French mother or father, why French girls do not get fats, and be Parisian anywhere you might be. While our paintings hours building up annually, we predict longingly of the six weeks of holiday the French revel in, imagining them on the beach in stripes with plates of culmination de mer.
John von Sothen fell in love with Paris during the tales his mom instructed of her yr spent there as a pupil. And then, after falling for and marrying a French waitress he met in New York, von Sothen moved to Paris. But fifteen years in, he is in spite of everything able to confess his mom’s Paris is really a fable. In this hilarious and pleasant number of essays, von Sothen walks us thru actual lifestyles in Paris-not handiest myth-busting our Parisian daydreams but in addition revealing the inimitable and too steadily invisible pleasures of circle of relatives lifestyles in another country.
Genre: Non-Fiction > Biographies & Memoirs